Our Company FB&T Financial Services is an independent money manager that is apart of the Farmers Bank & Trust family. Our advisors have a fiduciary responsibility to our clients meaning that we are required to put the clients interest above our own. Our primary service is portfolio management for individuals, businesses, and not-for-profit entities. We also provide advice in the areas of income tax planning, insurance analysis, retirement planning, and estate planning. Our MissionAt our firm, we have the client—and only the client—in mind.Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation.We understand the challenges families face today. From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. Our commitment is to utilize all of our resources to help you pursue your goals.We believe in thinking “out of the box” and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. All of our energy, commitment, and efforts are focused on you, the client, and your satisfaction.Our Strategic PartnerLPL Financial is one of the leading financial services companies and the largest independent broker/dealer in the nation*. For more than four decades, the firm has served as an enabling partner, supporting financial advisors in their goals of protecting and growing their clients’ wealth. A chief objective of LPL Financial is to reduce the complexity of running a financial services practice so advisors can focus on what they do best help their clients work toward their financial goals and fulfill their dreams.With headquarters on both coasts, LPL Financial supports financial advisors in helping their clients by offering a robust mix of services and tools such as:Enabling technologyComprehensive clearing and compliance servicesPractice management programs and training Independent researchLPL Financial understands that providing Americans with unbiased investment advice is critical to their Practice Summary financial security. Because the firm has no proprietary products to sell, LPL Financial advisors can provide truly objective recommendations.Thousands of financial advisors nationwide rely on LPL Financial to help meet their clients’ financial needs. They do so by using the firm’s tools and resources that help them discover their clients’ priorities, dreams, and passions; analyze and develop financial plans that support every stage of their clients’ lives; and make product recommendations that put clients on the path to pursuing their goals.For more information about LPL Financial, visit www.lpl.com.* As reported in Financial Planning magazine 1996-2015, based on total revenues.